J&K Traffic Police issues important advisory for motorists, Check details here to avoid fines/jail


In India, as per section 146 of the Motor Vehicles Act, it is mandatory that all vehicles that operate in any public space must have a motor vehicle insurance cover.

Policyholders must have at least third-party liability motor insurance cover even when opting for the basic insurance plans.

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Third-party insurance for motor vehicles is a statutory requirement and benefits the liability of the insured towards the death or disability of the third party. This is to ensure that the insurer is paid his damages irrespective of the solvency capacity (ability to pay) of the driver or owner of the vehicle.

If a person plies a vehicle without compulsory Insurance, it invites penal action under Section 196 of the Motor Vehicles Act.

According to M.V. Act, whoever drives a motor vehicle or causes or allows a motor vehicle to be driven in contravention of the provisions of section 146 shall be punishable with imprisonment which may extend to three months, or with a fine which may extend to two thousand rupees, or with both, and for a subsequent offence shall be punishable with imprisonment for a term which may extend to three months, or with fine of four thousand rupees or with both.

Accordingly all the Vehicle owners or persons in charge of any vehicle are advised not to ply their vehicle/s in any public place without a valid compulsory Insurance cover in order to avoid any penal action.